I am answering way too many questions recently regarding Short Sales and Foreclosures in and around Hamilton Mill. Unfortunately many people (1 in 6 households) are behind on their mortgage and not sure what to do next.
There is a couple of options you have and I urge you to talk to Matt Hermes or a qualified real estate agent about these options.
1. Talk to the bank and ask for help. Forebearance is a great option I have helped numerous people with both in Hamilton Mill and the outlying areas.
2. Short Sale – Sell the home for less than it is worth.
3. Deed In Lieu – Friendly foreclosure. Careful on this one. It is really the same as a foreclosure on your credit.
4. Foreclosure. Should be your last choice.
Short Sales are probably the best way to get out from under your mortgage and you may even qualify to get $3,000 when the home sells for moving expenses. Hamilton Mill and Dacula residents, please know there is free help out there for you. You only need to ask.
Free Short Sale Information and Help
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